How is the economic crisis affecting you?

Congress has passed a $700+ billion bail-out package; the Federal Reserve cut interest rates; and the Treasury is considering buying stakes in private banks. We're living in an international macroeconomic drama which may soon affect many of us directly, if it hasn't already.

We're collecting stories about how the global economic crisis is affecting our readers. Has it affected your savings or retirement? Have you had to postpone expanding your business? Are you dealing with rising mortgage rates?

Or has it not affected you at all?

Please leave a comment below or send us an email with your thoughts on the crisis.